Published October 6, 2026 by Divine Good Offers
What the Latest Data Shows
According to ATTOM, a national property data company, 40,277 U.S. properties had a foreclosure filing in August 2026. That is up 13 percent from a year earlier.
Bank repossessions jumped 42 percent over the same period, with lenders taking back 5,794 properties in August alone. For the first half of 2026, filings totaled 227,548, up 21 percent from the first half of 2025. You can read the full report on the ATTOM website.
Two of our markets stand out in the data. Florida recorded the most foreclosure starts of any state in August, with 3,189. Georgia saw filings surge 52 percent year over year. If you are in our Miami or Gwinnett County areas, this trend is hitting close to home.
What Can You Do If You Are Behind?
First, talk to your lender. Loan modifications, forbearance, and repayment plans can buy time, and lenders often prefer a solution over a foreclosure.
Second, know your timeline. A filing is not the end. You can still sell the house until the auction takes place, and in many states you keep any equity above what you owe.
Third, consider a fast cash sale. Selling as is to a cash buyer can close before the auction date, stop the process, and protect your credit from the worst damage. See how we buy houses for the exact steps.
Why Waiting Costs You
Every month you wait, fees and interest pile onto what you owe, and your options shrink. The earlier you act, the more of your equity you keep.
If you want a clear number for your house as it sits today, call (516) 331-1907 or get a cash offer online. It costs nothing to ask.